Life Insurance

If you are considering your life insurance options, then our team at Unity Life can help.

Here at Unity Life, we are on hand to guide you in the best way possible to life insurance that suits your needs and circumstances. Life insurance is one of the most popular policies as it is a fixed sum over an agreed term. You are in control as you choose the size of the payout, which is known as the ‘sum insured’ and the period of time in which you are covered.

The sum and premiums are fixed for the duration of the level term life policy, which means that they will not increase with inflation or decrease. This also applies to the sum that you pay. It is worth noting that if you do not pass away during the term of your insurance, you will need to take out a new policy after your current one ends.

To find out more information, give our friendly team a call on 0203 475 1285.

Regularly Review Your Policy

Here at Unity Life, we want to make sure that all of our customers feel content with their insurance policies. If you take out level term life insurance with us, then we advise you to regularly review it. For example, if you buy a bigger property or have children, you may need additional cover for a lengthier period of time. Our experts are on hand to make alterations to your cover if needs be.

We always have a dedicated team on hand to offer help and guidance, so if you would like to cancel your existing policy and set up a new one, we can do it for you.

Get A Quote

Why Take Out Life Insurance?

The main purpose of life insurance is to protect your family and loved ones financially when you pass away. There are many different options that you can choose from, and the reasons behind your choice may vary. With regards to life insurance, the payout would help cover:

Mortgage Repayments


Household Bills

School Fees

Everyday Costs

Taking out life insurance with Unity Life will be beneficial if you have a mortgage. There are some policies that result in the payout sum decreasing per repayment, but this is not the case with life cover. The figure will remain the same if you choose this particular policy regardless of the amount of repayments left.

So, if you have paid off the majority or all of your mortgage, then the lump sum from your life insurance can be passed to children or other family members. If you are considering this option, it should be noted that you can add critical illness cover to your policy. This payout will cover your financial obligations if you are diagnosed with or require an operation for a critical illness.

Moreover, life insurance can be used to secure an interest-only mortgage. Plus, you could add indexation to the cover so that the value does not lessen over time.

Our Insurance Services

There are many different insurance policies available at Unity Life. Follow the links below to find out more about each one and see which option would be the most suitable one for you and your family.

Joint Life Insurance

Our joint life insurance policies are designed for couples or two people who share certain responsibilities.

Critical Illness Cover

Being diagnosed with a critical illness is incredibly stressful. Let our team help you figure out your options during this difficult time.

Income Protection Insurance

Income protection insurance has been designed to cover you if you find yourself unable to earn your salary due to an illness or an injury.

Mortgage Life Insurance

With this type of life insurance, homeowners who haven’t paid off their mortgage yet can put adequate protection in place.

Over 50s Life Insurance

It’s never too early to take out life insurance but your priorities may change after you turn 50 and your policy should reflect this.

Whole Life Insurance

With whole life insurance, only a part of your payment goes towards the policy with the rest being invested instead.

Why Unity Life?

Professional Team

We have many years of experience helping people choose the right policy.

Great Prices

Our cover options start at only £5 per month.

Extensive Experience

Unity Life has been in the business for over 15 years.

Get in touch

Fill in the form below if you have any questions for the Unity Life team – we’ll get back to you promptly with more information.