It is important to secure a life insurance policy in order to protect your family and loved ones in the event of your passing. There are numerous options out there but here at Unity Life, you will receive first class advice and plans that suit your situation. We provide joint life insurance to couples or two people who share responsibilities.
Joint Life Insurance
If you are considering your life insurance options, then our team at Unity Life can help.To find out more information, give our friendly team a call on 0203 475 1285.
What is Joint Life Insurance?
This particular policy is awarded to two people in a relationship or those who share responsibilities, such as raising children. If you undertake this plan, the insurance will cover both yourself and your partner, and will pay out if one of you dies while the plan is in existence. The aim of taking out life insurance is to make sure that your dependents do not struggle financially.
When it comes to families, usually both parents shoulder the financial responsibility, and if one were to pass away, losing that income could be detrimental. Having joint life insurance serves as protection if one individual in a couple dies, easing the financial burden on their partner.
You will decide how much of a pay out would be needed to cover your joint financial obligations of both of you. This tends to include mortgage repayments and the cost of looking after children or other family members.
What Are the Benefits?
If you are considering your life insurance options, then our team at Unity Life can help. With regards to joint life cover, one of the benefits is that it is much more cost-effective. Single cover for two people is more expensive, plus the insurance will pay out regardless of which partner dies. We would advise young couples and business partners to take on joint life insurance as they could save money on premiums.
Other benefits of choosing Unity Life for your joint life cover are as follows:
Cover From £5PCM
Secure Your Plan in 15 Minutes
Additional Insurance Products
More Protection than Single Life Cover
There are also ways to reduce your family’s tax bill if you take out Unity Life’s joint life insurance. If written in trust, your policy will not be included in the value of your estate and assets. Speak to a member of our dedicated team for more information as this particular option is dependent on circumstances.
Why Choose Our Joint Life Insurance?
Here at Unity Life, we are well aware that it can be confusing when trying to select a life insurance policy that suits your needs and circumstances. This is why our team of experts are on hand to offer advice and guide you towards the right plan that will give you peace of mind. We have a wealth of experience under our belts having been working in the financial services industry for 15 years. Rest assured that you will always receive honest advice from our team.
We are an independent adviser that does not demand a fee for reviewing existing or new policies, so feel free to ask questions about your current plan. As mentioned above, there are many advantages to choosing joint life insurance if you are married or in a civil partnership. If you would like a review of your policy, then we can offer face to face meetings or discuss matters over the phone, depending on your preference.
Contact Us Today
To learn more about our joint life insurance plans, then do not hesitate to get in touch with our professionals at Unity Life. We offer stellar advice and will steer you in the right direction to ensure that you receive the best cover possible.